None. I just click a plus button on my banking app. I can also easily rename them, change the icon, set saving goals and delete them.

I’m not in the US. But mine are like sub accounts within one savings account out of convenience. I could open more, but I have no idea of there is a limit.

With my bank, I can create virtual savings accounts within my account and I can distribute the money as I want. So a “folder” for long term savings, another for emergencies, another for traveling, etc.

So probably about the same for the 50% poorest people in the US

I think that’s mostly a thing in the US where greed an capitalism comes first

As an obese person, no it isn’t. Its a medical description of my body.

Though in the Netherlands you are probably talking about a personal pizza, whereas if they are in the US, they are probably talking about a larger pizza that would feed at least two people.

Though, proper hiking shoes do make a big difference and are expensive.

But you can definitely start walking in nature for free. Just be warned that you will enjoy it and want to do more challenging trails, which will require at the very least proper shoes.

How do you know? I’m not doubting, just want to learn.